This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector.
The payment is accepted without prejudice and with full reservation of all rights which Michael A. Riordan & Associates on behalf of its client or its client directly has or may have against you for the full balance showing on our records. If you have any questions about the balance due or if you need more clarification call (800) xxx-xxxx.